Hanham Insurance

Hanham Insurance Agency is an independent marine insurance brokerage founded in 2016 by Hugo Hanham, specializing in comprehensive coverage for yachts, boats, and marine businesses. The agency distinguishes itself through personalized client relationships and expert knowledge of the maritime insurance sector, offering access to leading A-rated carriers and Lloyd's of London to deliver competitive premiums without compromising coverage quality.

Hugo Hanham brings valuable international experience to the agency, having previously worked in London's Lloyd's Insurance Market where he advised on insurance solutions for some of the world's largest superyachts. During his tenure in London's marine insurance sector, he identified a significant service gap for owners of smaller vessels, which inspired his return to the United States to establish an agency focused on delivering exceptional client service regardless of vessel size.

The agency operates with a clear mission centered on three core pillars: providing optimal coverage tailored to each client's unique needs, securing competitive premium rates through strategic carrier relationships, and delivering personalized service that reflects the boutique nature of the business. As an independent agency, Hanham Insurance maintains the flexibility to shop multiple markets and advocate exclusively for client interests rather than representing a single carrier.

Hugo's credentials extend beyond his professional insurance background to include genuine maritime expertise developed in Charleston, where he grew up sailing and worked five years as first mate aboard the classic 100-foot sailing yacht Belle Aventure. This firsthand boating experience informs the agency's understanding of the genuine risks facing yacht owners, boat enthusiasts, and marine business operators. The agency continues to focus on annual improvements to client policies, consistently working to enhance coverage while reducing costs through strategic market placement and carrier negotiations.

Hugo contributed to a recent podcast episode with Current Yachts on marine lending. Watch the video to learn more about yacht insurance and what starting early can be a huge advantage as your prepare to buy your first or next boat.